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Home Insurance

Homeowners Insurance can be broken down in to a few distinct types:

• Insurance for owner occupied homes
• Insurance for owners of rental property
• Insurance for owners of condominiums
• Insurance for tenants and renters

The McKenna Insurance Agency prides itself on reviewing our clients’ homeowner policies each year.

By constantly evaluating your homeowners insurance policy, we’re able to find the best value of coverage and premium with all our companies. We believe in homes being insured at the Replacement Value and that all policies should contain the Replacement Cost of Contents endorsement.

All homeowners insurance rates are based on several factors, most important of these are:

• Age of construction
• Number of families
• Replacement Value

Furthermore, some of the companies we work with offer credits and discounts for the following:

• No homeowner claims in over 3-5 years.
• Mature homeowners credits
• New buyer credits (offered in the first 3 years of ownership).
• Fire and/or burglar alarm protection.
• Save up to 15% for having auto and home with the same company

With homeowners insurance from the McKenna Agency, you’ll be protected when disaster strikes.

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Commerce Insurance offers a broad range of coverage options to protect what's important to you. From property protection to liability coverage, Commerce offers a number of valuable discounts, as well as Umbrella coverage. Adding the Advantage Endorsement to your policy extends your policy’s basic protection to cover a wide range of circumstances not covered by most standard homeowner policies.

Don't forget, bundling your home and auto insurance with Commerce could save you 20% on your home and up to 15% on your auto! Talk to us today about insuring your home with Commerce Insurance.

 

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